Join ING Direct and Get $25

Right now, ING Direct is have a “rate sale.” That’s the first time I’ve ever heard of the term, but in essence, what they are doing is offering a higher interest rate from now until April 15th on any money you deposit until that time. They normal rate is currently 3.8% which is well above my credit union’s savings account rate (which stands at about 1.2%).

I’ve been a member of ING Direct for over a year. I initially set it up to automatically withdraw $10 each month. The next thing I know I have over $170 and the rates keep going up. They are FDIC insured so you can feel safe putting your money there. It is simply a savings account (although they have ARM mortgages and a CD account which can earn higher rates).

You link your ING Direct account to your current bank account. It takes about 2-3 business days to send and receive money between accounts. I like it because it is just far enough away to to avoid the temptation of spending savings on something trivial, yeat liquid enough to have when I need for real emergencies.

The Winter Save Up Sale! Earn 4.75% APY on new deposits through April 15th. Apply online.

You can join through the link above. Or, if you have $250 to initially deposit, send me an email (or comment on this blog), and I’ll email you a referral link that will allow you to have $25 deposited in your account when you join (and I’ll get a $10 referal commission;)).

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January 20, 2006 · Dustin · 8 Comments
Posted in: Products, Web Sites

  • http://www.tallside.com Tyler

    Hey Dustin,

    Thanks for the coupon Code. They’ll be pulling my ‘emergency’ fund in a day or so, but I’ve already got $25 in there from your coupon!

    I’m sure having this money in ING will not only help me to keep my paws off of it for pizza & donuts, but it’ll also be nice to actually see some decent interest payments!

    Tyler

  • MecheL

    Hi There.

    please send me a code for $25.00.

    i know you get 10 bucks too. thats awesome.

    hopefully i have the opportunity to do that too..once my account is opened. :)

  • Les

    Hi there,

    Thanks for posting this email. $25 for me and $10 for you sounds great. Thanks for sending the code.

  • Judi

    Would love the $25 coupon. I originally opened because of a $25 coupon i received in the mail but ING never posted the coupon! In following up with them about it, they apologized but said I need to give them the coupon code again in order to get the $25. Unfortunately – since threw away the coupon!

  • Yoshio Nakajima

    Please send me a code for $25.

  • Farhan Khatri

    I see a very good collection of famous and interesting books on your site. I have a video seminar on Think and Grow Rich with easy translated Audio series.

  • http://www.mortgagewatchdog.co.uk/mortgages_rate.php Monty@Mortgages Rate

    Any idea if I can open an account for my grandson (he’s 4) who lives in Nashville, I’m in the UK but this would be a good thing to start off his college fund.

    I don’t know if I could open one by proxy so to speak or whether my grandsons dad would have to do it. Rules are different in the U.K. where we can counter sign for a minor until they can sign for themselves.

  • the best banking account is orange

    Smart move with the automatic withdrawals. I forget which financial guru innovated it but honestly I never notice the money missing and over time the funds really build up.